Banking Digest

Simplifying finance for every banker. Stay updated with the latest circulars, trends, and career advice.

CRR
Monetary Policy

Cash Reserve Ratio (CRR)

Understand how CRR impacts liquidity in the banking system and controls inflation.

Read More
SLR
Regulation

Statutory Liquidity Ratio (SLR)

A key requirement ensuring banks maintain sufficient liquid assets for safety.

Read More
Repo Rate
Policy Rates

Repo Rate

The primary tool used by RBI to control inflation and economic growth.

Read More
Reverse Repo
Liquidity

Reverse Repo Rate

How RBI absorbs excess liquidity from the banking system.

Read More
MSF
Emergency

Marginal Standing Facility (MSF)

The emergency borrowing window for banks during acute liquidity shortages.

Read More
Bank Rate
Historical

Bank Rate

The rate for long-term lending and its role as a benchmark for penalties.

Read More
LAF
Operations

Liquidity Adjustment Facility

The daily framework for managing short-term liquidity mismatches.

Read More
SDF
New Tool

Standing Deposit Facility

A collateral-free tool to strengthen RBI's liquidity absorption.

Read More
OMO
Direct

Open Market Operations

Buying and selling of government securities to manage liquidity.

Read More
MSS
Stabilisation

Market Stabilisation Scheme

Managing surplus liquidity from capital inflows to control inflation.

Read More